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COMPLAINT
DISCLOSURE |
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Contact
information for Texas Department
of Banking. |
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CREDIT
REPORTING |
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Find
a list of the three (3) Credit
Reporting Agencies, as well as
other resources including Free
Annual Credit Reports, Identity
Theft and Government websites. |
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EQUAL
HOUSING LENDER |
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First
United Bank does business in
accordance with Federal Fair
Lending Laws. Review more information
regarding the Equal Housing Lending Act. |
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ONLINE
SAFETY |
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Here
are some ways in which you can
help protect yourself when
shopping online and from fraudulent
emails (phishing attempts)
claiming to be from a bank,
credit card company or other
popular internet website that
requests your personal information. |
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PRIVACY
POLICY |
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Protecting your privacy, along
with your financial assets, is
at the core of our business. You
have chosen to do business with
us, and we recognize our obligation
to keep the information you provide
to us secure and confidential.
Our commitment to protect your
financial information will continue
under the principles and online
guidelines described. |
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SECURITY
STATEMENT |
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This
Online Banking System brings
together a combination of industry-approved
security technologies to protect
data for the bank and for you,
our customer. Review our security
measures. |
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WAYS
TO AVOID IDENTITY THEFT |
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Here
are some steps you can take to
protect your identity and finances,
and what to do if you find you
are the victim of Identity Theft. |
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WHAT IS IDENTITY
THEFT |
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Identity Theft takes place when
someone steals your personal information
(such as your name, social security
or bank account number) to commit
fraud. These thieves use the information
to repeatedly commit fraud in an
attempt to duplicate your identity.
Identity theft can have a negative
impact on your credit and create
a financial hassle for you. |
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US PATRIOT ACT |
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USA PATRIOT ACT – Important Information About Procedures for Opening a New Account. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, physical address, date of birth and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents. |
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LINKS
TO FDIC INFORMATION GUIDES: |
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"Start Smart : Money Management for Teens" |
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Features simple,
real-world guidance for teens on
how to: |
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- Save more money
- Decide where to keep their
money
- Spend money wisely
- Borrow money responsibly
- Protect against identity theft
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"Taking
Control of Your Finances: A Special
Guide for Young Adults" |
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"Fiscal
Fitness for Older Americans:
Stretching Your Savings and Shaping
Up Your Financial Strategies" * |
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FDIC
Consumer News |
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FDIC
Consumer News provides ideas
and information on topics such
as how to get the best possible
interest rates, avoid paying
unnecessary fees, find "emergency"
cash at affordable prices, and
steer clear of credit-related rip
offs and scams. |
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Improving your credit score |
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Many Americans are feeling trapped in the current economic climate, facing foreclosure on their homes and living on credit cards to make it from month to month. Now, more than ever, it is important to maintain a high credit score and know what is in your personal credit report.
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* Requires Adobe Acrobat |
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Download your free version online |
