PERSONAL CHECKING

At First United Bank, we like to keep things simple and to the point. So we’ve created four checking accounts that’ll get the job done – and then some. From basic to all the bells and whistles, there’s an account to fit your needs just right.

Compare Accounts Print Chart
  Minimum Opening Deposit Overdraft Privilege Limit Account Benefits Maintenance Fee
Spirit Rewards Checking
 
Learn More
$50 $500 BaZing Benefits:1
  • Shopping Dining & Travel Discounts
  • $10,000 Travel Accidental Death Insurance
  • Cell Phone Protection
  • Identity Theft Aid
  • Roadside Assistance
  • Free Branded Checks2
  • 25% Discount on Checks
$6
Can be reduced to $0
with buy-down of $1 for eStatement and $.20 for each debit card transaction.3
Achieve Interest Checking
 
Learn More
$1,000 $700
  • Earns Interest
  • Free Branded Checks2
  • 25% Discount on Checks
$8
Can be reduced to $0
if balance never falls below $1,000. If balance falls below $1,000, additional excess debit fee of $.25 per item.
Heritage Senior Checking
 
Learn More
$50 $700
  • Free Branded Checks
  • 25% discount on checks
  • Free Money Orders, Traveler’s Checks & Cashier’s Checks
  • ATM Fee Refunds4
$0
If 62 years of age or better.
eMerge Free Checking
 
Learn More
$100 $300   $0
eStatement required (includes images). $4 with paper statement.
 

Always Free Benefits:

 
  • Imaged eStatement
  • Online Banking & Bill Pay5
  • ATM/Visa® Debit Card
  • Unlimited ATM Use6
  • Mobile Banking7
  • 24/7 Phone Banking

1 - All BaZing benefits are provided by a third party vendor. All benefits, including insurance coverage, are provided by StrategyCorps in conjunction with Member Headquarters Association of which your financial institution sponsors. This sponsorship results in an association membership being provided to each eligible customer and any co-owner of their account. Benefits of program are subject to change without notice.
2 - Limited to one (1) box annually.
3 - Qualified debit card transactions include all Point-of-Sale (POS) transactions (debit and signature based). ATM transactions excluded.
4 - Up to four (4) foreign (non-FUB) ATM fees refunded per statement cycle.
5 - $.50 per item after 10 items on eMerge Checking.
6 - Available at all surcharge-free FUB, MoneyPass® and Stripes Convenience Stores ATMs.
7 - Mobile carrier fees may apply. See a Customer Service Representative for details.