DEPOSIT RATES

Interest Bearing Accounts

Account Rate APY* Minimum to Open

Achieve Interest Checking

0.05% 0.05% $1,000

Foundation Savings

0.05% 0.05% $100

Prime Money Market

0.05% 0.05% $1,500

Prosper Money Market

Account Balance Rate APY*

$5,000-$24,999

0.07% 0.07%

$25,000 or more

0.10% 0.10%

Performance Money Market

Minimum Daily Balance Rate APY*

$50,000-$99,999

0.20% 0.20%

$100,000-$249,999

0.25% 0.25%

$250,000-$499,999

0.35% 0.35%

$500,000 >

0.45% 0.45%

Rates for Regular Certificates of Deposit

Term Minimum Deposit Rate APY*

30 Days

1,000 0.10% 0.10%

90 Days

1,000 0.15% 0.15%

180 Days

1,000 0.25% 0.25%

1 Year

1,000 0.45% 0.45%

18 Months

1,000 0.50% 0.50%

2 Years

1,000 0.70% 0.70%

3 Years

1,000 0.80% 0.80%

4 Years

1,000 1.00% 1.00%

5 Years

1,000 1.15% 1.16%

Rates for Jumbo Certificates of Deposit

Term Minimum Deposit Rate APY*

30 Days

100,000 0.20% 0.20%

90 Days

100,000 0.25% 0.25%

180 Days

100,000 0.35% 0.35%

1 Year

100,000 0.55% 0.55%

18 Months

100,000 0.60% 0.60%

2 Years

100,000 0.80% 0.80%

3 Years

100,000 0.90% 0.90%

4 Years

100,000 1.10% 1.11%

5 Years

100,000 1.25% 1.26%

* Annual Percentage Yield