Increase payment options for your business by accepting Visa®, MasterCard®, Discover®, JCB, American Express®, Diners Club® and private label cards – as well as stored-value cards. First United is proud to partner with BancCard of America to offer merchant card services to our business customers. Merchant services is a safe, reliable and cost-effective way to help you do business by accepting payments in person, by phone or fax and online.


Merchant Card Services Can Help Your Business By:

  • Increasing Payment Options
  • Allowing You to Issue & Accept Pre-Paid & Gift Cards
  • Expanding Your Customer Base
  • Giving You Faster Access to Funds

Our Products Include:

  • Equipment
    We offer the latest terminals from VeriFone®, Hypercom™ and Nurit.
  • PC Software
    Software is customized to meet the needs of each individual merchant.
  • Internet Processing is a pioneer in payment gateway services and payment solutions. The transaction processing system allows businesses to authorize, settle and manage transactions from any Internet-connected device. BancCard is a reseller of but also works with other payment gateway services.
  • Electronic Gift Card Program
    Drive traffic and increase revenue with ELAVON’s EGC Program. It’s an efficient and affordable gift card solution that allows merchants to sell gift cards redeemable for merchandise in their stores.
  • Debit Card Processing
    Includes all major debit card networks such as Interlink Electronic - FSR®, Maestro® and Honor.
  • Check Guarantees
    Includes verification, recovery and conversion.
  • VirtualMerchant Mobile
    Accept payments anywhere you go using your smart phone or tablet. Key-enter payment information or add a secure card reader to accept swiped transactions. Customers sign the screen and receive an electronic receipt via eMail. The App works with most Apple and Android mobile devices.


Our Services Include:

  • Check Guarantee
  • Check Verification
  • Conversion of Checks to Electronic Media
  • Electronic Gift Cards
  • Wireless Solutions
  • Next-day Availability of Funds
  • Internet-Based Processing of Credit Cards for Websites

Customer Support

BancCard of America is able to focus solely on the needs of the merchant by offering customers a local account representative as well as on-site setup and staff training.

We Offer:

  • Online Reporting at
  • 24 Hour/365 Day Customer Service Help Desk
  • Professional Set-Up & Training Assistance
  • Equipment & Software Support
  • Free Consultative Visit
  • Free Analysis For Existing Merchants

We Offer Merchant Card Services to:

  • Retail, Medical, Restaurant & Lodging Organizations
  • Mail Order & Telephone Organizations
  • Business-to-Business
  • Home-Based Businesses
  • eCommerce Businesses

About BancCard of America

BancCard serves a diverse portfolio of more than 20,000 customers nation-wide, with total processing in excess of $2 billion.

We currently serve:

  • More Than 300 Financial Institutions Nationally
  • More Than 1,500 Branches & Banking Centers
  • More than 200 Webmasters
  • More Than 100 CPA Firms Nationally
Interested in First United Merchant Card Services?
  • Stop by one of our First United Banking Center Locations or contact a customer service representative at
    (855) 382-7827 (FUB STAR).
  • 24/7 Merchant Service Support Line (800) 654-9256
  • Visit the BancCard website at