A Certificate of Deposit pays you a fixed interest rate on money invested for a specific period of time. You’ll earn a higher rate than a traditional savings account, so if you don’t need access to your cash right away, it’s a smart way to save.

First United Bank CDs
  • Offer flexible terms ranging from 30 days to 5 years.
  • Interest is compounded & paid quarterly.
  • Earn higher interest rates by choosing a longer term, or maintaining a higher balance.
  • A Certificate of Deposit is viewable through Online & Mobile banking.
  • Are insured by the FDIC up to $250,000.

We Offer Flexible Options for Interest Payments on Your Certificate of Deposit:

  • Add it to the principal.
  • Receive a monthly interest check.
  • Deposit the interest directly into your checking or savings account.

Regular Certificates of Deposit*

A Regular Certificate of Deposit requires a minimum opening balance of $1,000.


Jumbo Certificates of Deposit*

A Jumbo Certificate of Deposit requires a minimum opening balance of $100,000.

Check Our Rates

*Early withdrawal penalty may apply.

Open an Account By:
  • Stopping by your nearest First United Banking Center.
  • Calling us toll-free at (855) 382-7827 (FUB STAR).