eMerge Basic Checking

This no-frills checking account is perfect if you’re just starting to make your mark in the community.


Account Details:

  • eStatement Required1
  • ATM/Visa® Debit Card5

Always Free Benefits:

  • Imaged eStatement
  • Online Banking & Bill Pay2
  • Unlimited ATM Use3
  • Mobile Banking4
  • 24/7 Phone Banking

Enroll in eStatements

1 - $4 monthly maintenance fee with paper statements (with images). You must enroll in eStatements within the first 30 days of account opening or you will receive a $4 monthly maintenance fee.
2 - $.50 per item after 10 items on eMerge Basic Checking.
3 - Available at all surcharge-free FUB, MoneyPass® and Stripes Convenience Stores ATMs.
4 - Mobile carrier fees may apply. See a Customer Service Representative for details.
5 - First issued card is free. $5 replacement fee for lost or replaced cards.
Other possible fees.

To open an eMerge Basic Checking Account, call (855) 382-7827 (FUB STAR) or visit your local First United Banking Center and bring:
  • Your government issued photo ID such as a valid driver’s license, state ID or U.S. Military ID
  • Your social security card
  • A minimum $100 opening deposit