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  • generosity
  • loyalty
  • integrity
  • community

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Owning a home has been called the American Dream. As far as we’re concerned, if it’'s your dream, it’s ours too. We’re pretty good at helping customers fulfill their dreams. It takes some know-how and that neighborly, roll-up-your-sleeve West Texas Spirit. That ought to make you feel right at home.

Whether you are purchasing, building or refinancing our Mortgage team is here to help you make the right decision to meet your financial goals. We’ll go through each option with you to determine which product is right for you. And because we believe in doing the right thing, the best option for you might not be the most profitable for us.

Purchasing A Home with Spirit Mortgage by First United Bank

PURCHASING A HOME

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Apply For A Loan with Spirit Mortgage by First United Bank

APPLY FOR A LOAN

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Remodel Your Home with Spirit Mortgage by First United Bank

REMODEL YOUR HOME

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Spirit Mortgage by First United Bank Video

HOME IS WHERE THE SPIRIT IS.

Spirit. It’s what distinguishes West Texans from other Texans - from other people. The spirit of generosity, the spirit of community, that quintessential pioneering spirit: These are the qualities that define people from around here - and they’re the qualities that define Spirit Mortgage.

OUR LOAN PROCESS

Easy 10 steps to your home sweet home.
Spirit Mortgage Loan Process by First United Bank
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LET’S GET STARTED TODAY!

Please be sure to bring the following items with you when you meet with your Mortgage Loan Officer as these may be critical to your loan.

Mortgage Checklist
Paycheck stubs for all borrowers from the last 30 days.* W-2’s for all borrowers from the last 2 years.*
Personal Tax Returns for all borrowers, including all pages and schedules, from the past 2 years. Business Tax Returns for all entities owned, including all pages and schedules, from the past 2 years.*
Bank statements, savings and checking, from the last 2 years. Divorce decree - including all pages.*
Bankruptcy discharge papers.* Explanation letter for late payments, collections, etc.*
Copy of driver’s license for all borrowers. Copy of purchase agreement.
Copy of all pension statements, “award” letter, etc.*. Copy of Social Security annual “award” letter, statement, etc.*
*if applicable
To begin your home loan discussion contact us now.